Master scaffolding v2.0 · August 2026
Escrow infrastructure for money that has to move while the world is breaking.
Escrow Factory bridges traditional finance — real estate, M&A, supply chain — with cross-chain settlement through a real-time arbitration engine, a freight operating system that proves what happened, and SPVs that isolate the capital at risk.
Three product lines, one evidence spine
Each line stands alone commercially, but they share identity, policy, evidence and the audit ledger — which is what makes automated settlement defensible.
01
Core Escrow Engine
An ultra-low-latency settlement pipeline for any asset class: event decoding, obligation netting, simulation, bundle submission and reconciliation.
Hot path detail02
DIBS Freight OS
Carrier risk and fraud graphs, load and tender control, dynamic pricing, telematics evidence, shadow-network recovery and offline edge dispatch.
Freight modules03
SPV Factory
Purpose-built vehicles for recovery capacity, freight assets, receivables and parametric protection — each bound to signed evidence and a governance policy.
Vehicle typesHow the pieces sit together
Core Escrow Engine ──┐ DIBS Freight OS ──┼──► Evidence · Policy · Audit Ledger ──► Settlement SPV Factory ──┘ RubyVox Voice Gateway ── requests actions, never commits them
Differentiators
- Full automation carrying 82% gross margins at scale.
- Five-second finality across Arbitrum, zkSync and Base.
- Voice-first operations for calm call handling during disruption.
- Compliance-native: MiCA, DTSP, FinCEN MSB and QOF tax integration.
- Capital efficiency through policy-loan arbitrage and Sub-To acquisition loops.
Where to go next
RubyVox voice gateway
The action allowlist, call state machine and signature scheme.
Voice integration