Product line 03

SPV Factory

DIBS Freight decides and proves what happened. SPV Factory isolates the approved economic exposure, its governance, and its records — and never moves money on its own.

Vehicle types, in priority order

Each vehicle only accepts instructions backed by the evidence its programme requires.

Vehicle	Purpose	Evidence binding
Recovery Capacity SPV	Contracted standby assets — hotshot, cross-dock, reefers, fuel, air charter	Incident confirmation, vendor quote, proof of service
Freight Asset SPV	Own or lease tangible assets — trailers, generators, chassis, edge hardware	Utilisation logs, maintenance records, insurance
Receivables SPV	Purchase or finance eligible freight invoices	POD, rate confirmation, identity and banking checks, dispute clearance
Parametric Protection SPV	Peril-specific triggers — port delay, temperature excursion, theft, hurricane	Multi-source oracle rules, freshness limits, dispute process

Factory capabilities

Vehicle creation — Delaware LLC series or standalone.
Programme configuration — purpose, assets, counterparties, limits, geography, lifespan.
Approval policy — manager, finance, risk, dual approval.
Separate records — ledgers, documents, expenses, assets, liabilities.

Capital and exposure register — reserve, commitments, deployed capital, losses, concentration.
Contract administration — vendor, servicing, reinsurance.
Evidence binding — shipment, POD, trigger, invoice, recovery action.
Reporting and controlled wind-down.

Integration flow

An instruction is authorised inside the factory; execution always sits with a regulated partner.

DIBS Freight
  → validates carrier, shipment, risk, fraud, operational event
  → emits signed Evidence Package

SPV Factory
  → checks vehicle eligibility, reserve, exposure, authority, contract policy
  → creates authorised instruction (not self-executing funds movement)

Regulated partner (bank, insurer, fund admin)
  → executes custody, payment, lending, insurance
  → returns settlement confirmation

Audit Ledger
  → records request, evidence, policy version, approval, partner result

Evidence package

{
  "packageId": "ep_01J...",
  "sourceSystem": "dibs-freight",
  "vehicleId": "spv_recovery_dfw_2027",
  "eventType": "APPROVED_EMERGENCY_RECOVERY",
  "shipmentId": "shp_12345",
  "carrierRiskDecisionId": "risk_456",
  "incidentId": "inc_hurricane_001",
  "requestedAmountUSDc": 18000,
  "authorityPolicyVersion": "recovery-v3.2",
  "evidenceHashes": ["sha256:telematics...", "sha256:weather..."],
  "requiredApprovals": ["OPS_COMMANDER", "FINANCE_APPROVER"],
  "createdAt": "2026-08-27T22:17:00Z"
}